This is the case with the instant loans, which are usually connected to banks with headquarters in Germany with a loan payment within two bank working days. Fast lending without payroll accounting is requested online. It is therefore very difficult to obtain a loan without payroll accounting. The one solution can be a personal loan. Personal loans without payroll accounting are available not only from friends or acquaintances, but also on the internet.
Loans without payroll accounting
Nearly all credit institutions domiciled in Switzerland and abroad require proof of their salary from their future borrowers. It is therefore very difficult to get a loan without payroll accounting. Personal loans without payroll accounting are available not only from relatives or relatives, but also on the intranet. Some online loan brokers also offer good opportunities:
Target interest rate of 4.83% – 15.49% (depending on credit rating) over the entire term, annual percentage: 4.90% to max. 15.99%, net loan amount: USD 1,000 – 100,000, contract period: 12 – 120 months. Representative example: Target interest rate 7.98% fix for the entire term, effective interest rate: 8.29%, net loan amount: USD 10,000, contract period: 72 months, monthly installment: USD 175.29, total interest expense: USD 2620.68, total -Payment (including all fees): USD 12,620.68.
Basically, it is advisable to start the search for a loan without a pay slip or a loan without proof of income with a detailed comparison. It is not necessary to visit potential lenders and to inform them. Better is a credit comparison on the net, which is much faster. Not only are the possible lenders listed, but also a direct reconciliation of the credit conditions of the individual providers is offered.
After the loan comparison,
It is often possible to advertise the requested loan online or to register on a credit intermediary portal. These can be negotiated individually between the lender and the borrower. Personal loans and loans without payroll accounting are always a big leap of faith, which is not disappointing.
Registration on a personal credit intermediation portal such Wise companies is very easy, free and without obligation. This affects both private borrowers and potential lenders. The Credit Portal gives you the opportunity to make your own loan application and wait for one or more lenders who want to grant a loan without proof of income.
In many cases, good experience is available here, as private loans can be granted very quickly, individually and without complications. Regardless of who the lender is, it will not work without a minimum of security. For example, loans without proof of income are often only possible through additional collateral or a guarantor. The loan amount varies greatly, ranging from a few hundred to a few thousand USD.
A loan is freely available in most cases without payroll accounting. The payout amount is paid in a single installment and repayments in multiple installments over a specified period of time called the term.